LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.00
$18.60
$19.80
$20.10
$20.40
$21.60
$22.20
$23.40
$24.30
$25.20
$25.80
$27.90
$28.20
$30.60
$31.80
$33.30
$34.20
$35.70
$36.60
$39.60
$41.40
$43.20
$45.00
$47.40
$50.10
$53.10
$56.40
$60.00
$63.90
$68.70
$75.60
$82.50
$89.10
$100.50
$110.10
$122.10
$134.70
$148.50
$163.80
$182.10
$200.10
$221.70
$243.00
$293.70
$320.70
$350.70
$384.30
$420.60
$460.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$36.00
$37.20
$39.60
$40.20
$40.80
$43.20
$44.40
$46.80
$48.60
$50.40
$51.60
$55.80
$56.40
$61.20
$63.60
$66.60
$68.40
$71.40
$73.20
$79.20
$82.80
$86.40
$90.00
$94.80
$100.20
$106.20
$112.80
$120.00
$127.80
$137.40
$151.20
$165.00
$178.20
$201.00
$220.20
$244.20
$269.40
$297.00
$327.60
$364.20
$400.20
$443.40
$486.00
$587.40
$641.40
$701.40
$768.60
$841.20
$920.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$47.40
$48.00
$50.40
$52.20
$52.80
$55.20
$55.80
$58.80
$60.60
$62.40
$66.60
$67.80
$71.40
$75.00
$76.20
$81.60
$85.80
$88.20
$93.00
$96.00
$100.20
$105.00
$111.00
$115.80
$121.80
$129.00
$136.20
$144.60
$152.40
$161.40
$170.40
$186.60
$201.60
$218.40
$235.80
$265.80
$291.60
$322.80
$355.20
$390.60
$430.20
$475.20
$523.20
$579.00
$636.60
$764.40
$837.60
$916.80
$1,000.80
$1,094.40
$1,198.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov